Wednesday, January 20, 2016

Céline Dion's Husband Planned Funeral Before His Death to Ease Her Burden

It has been a rough few weeks in the media hearing about the loss of David Bowie, Alan Rickman, and Celine Dion's husband, and her older brother just a few days later; unfortunately all due to cancer.

It was recently reported that Dion's husband hoped to make the difficult situation of his being ill a little easier for his wife, and had pre-planned his funeral. Dion's longtime stylist and friend Annie Horth said that because of this, Dion is "going through [this] peacefully and with control."Angélil wanted to have his funeral at Notre-Dame Basilica, where he and Dion wed more than two decades ago. 

We have discussed pre-planning on the blog before, but for a refresher, Preneed life insurance is an insurance policy whose benefits cover the cost of the predetermined expenses of a funeral, cremation or burial. The expenses typically include standard funeral home services, funeral merchandise, church services and even burial services and merchandise. The purpose of preneed life insurance is to set aside funds for your funeral, before the need arises, thereby protecting your loved ones and your financial assets.

So why should you prepay and plan ahead for your funeral? Proper planning for your final wishes is more than wise, it is a thoughtful decision to help your family during a difficult time of loss. But it doesn't just benefit the loved ones you leave behind, you can actually save money by prepaying and planning with funeral homes, by locking down prices for services and products. Preneed life insurance is tied directly to the costs of a prearranged funeral or cremation. All of the services and merchandise that you select may be completely covered by your insurance if your funeral home has guaranteed the price of your funeral.Second, there may be no tax liability on the death benefit to your surviving family members. And the benefit of your preneed life insurance policy may be payable immediately to the funeral home at the time of your death.

If you want to learn more about pre-planning your funeral, you can start HERE.

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